Planning for and anticipating tragedy at any moment is viewed upon as a very pessimistic way to live life However, no one is exempt from the fact that averagely every thirteen minutes, one American is involved in an accident that inflicts bodily injury. Procurement of motor insurance for your car is compulsory and enshrined in almost all jurisdictions around the globe. This is due to the numerous car accidents occasioned by careless and inattentive driving, drunk driving, driving while sleepy, mechanical faults in the car such as failure of brakes, badly constructed roads full of potholes, breaking of traffic rules and bad weather that causes the formation of fog and thin sheets of ice on the road. Motor insurance policies usually leave room for settlement in the event of bodily harm or injury that occurred in an accident based on the extent of the injury and how much it has impacted your life. However, there are other considerations the insurance company makes when deciding the amount of Settlement the insured can get such as age as a young person is likely to get a higher settlement; occupation as someone who has an active job such as an athlete will get a higher settlement due to the deterioration of lifestyle; and the type of insurance coverage policy taken.
It is extremely important that you hire an attorney to handle your settlement with the insurance company for the best possible outcome. It is better to use a professional who is trained in the fields of negotiating deals to come out on top such as an attorney as opposed to you doing it by yourself as you are not trained to figure out loopholes and pursue the best possible settlement in your favour.
An attorney will factor in all avenues to raise your settlement money over and above just the physical harm you experienced. One argument that really bodes well and is guaranteed to help you come out at a better position when it comes to the amount of settlement money you receive is the emotional distress factor that you underwent in the motor accident as it creates a situation of mental discomfort and mental illness which affects your life up-to-date in the form of trauma which ideally is still health-related and so the insurance company is obligated to factor in compensation money for it as well.
An attorney’s tenacious ability to skillfully negotiate and refuse insufficient settlement claims and knock offs over and over while still pressing to get you the best possible available settlement is a feature that will work to your advantage.